Easy GDS/TDS Calculator: Instantly Check Your Mortgage Limits in Canada & Get Expert Advice.
Table of Contents Understanding GDS and TDS: Your Mortgage Gatekeepers What is Gross Debt Service (GDS)? Gross Debt Service, or GDS, is a key number lenders use to figure out how much house you can actually afford. It’s basically a calculation of how much of your pre-tax income will go towards housing costs. These costs…